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Required Minimum Distribution (RMD) - Future Projection

The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from your retirement accounts annually, starting the year you turn age 72 (or 70 1/2 if born before 7/1/1949). Determining how much you are required to withdraw is an important issue in retirement planning. Use this calculator to create a hypothetical projection of your future Required Minimum Distributions (RMD). This calculator has been updated for the 'SECURE Act of 2019 and CARES Act of 2020'.