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Email Disclosure

Confidentiality Note: The information contained in this electronic message including any attachments is intended only for the use of the individual or entity named. If you are not the named intended recipient, you are hereby notified that any review, dissemination, copying, or disclosure of this communication is prohibited. If you have received this communication in error, please notify the sender and delete this communication immediately without making any copy or distribution.

Victory Capital and its affiliates reserve the right to monitor all email communications through our network. All email sent to or from our network is subject to retention; its confidentiality is not guaranteed.

Legal Communications: If this message was sent by a lawyer it may contain information, including attachments, that may be privileged and confidential. If you are not the intended recipient, please delete the message and notify the sender immediately. Your receipt of this message does not waive any privilege or other protection that applies to this message or any attachment.

Investments and Opinions: Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal. Nothing contained in this email shall be considered an offer or solicitation with respect to the purchase or sale of any security in any jurisdiction where such an offer or solicitation would be illegal. Neither Victory Capital nor any of its affiliates represent that any of the information contained herein is accurate, complete or up to date, nor shall Victory Capital have any responsibility to update any opinions or other information contained herein.

Victory Capital means Victory Capital Management Inc., the investment adviser of the Victory Capital mutual funds, USAA Mutual Funds, VictoryShares ETFs, VictoryShares USAA ETFs, and USAA 529 College Savings Plan (Plan). Victory Capital mutual funds, USAA Mutual Funds, and the Plan are distributed by Victory Capital Services, Inc. (VCS), an affiliate of Victory Capital. VictoryShares ETFs and VictoryShares USAA ETFs are distributed by Foreside Fund Services, LLC (Foreside). VCS and Foreside are members of FINRA. VCS and Victory Capital are not affiliated with Foreside. USAA is not affiliated with Foreside, Victory Capital, or VCS. USAA and the USAA logos are registered trademarks and the USAA Mutual Funds, USAA Investments, and the Plan logos are trademarks of United Services Automobile Association and are being used by Victory Capital and its affiliates under license.

Third Party Links: This communication may contain links that allow access to third party web sites or third party materials. These linked sites and materials are not under the control of Victory Capital, and Victory Capital is not responsible for the contents of any linked site or materials. Victory Capital does not undertake to and is not responsible for reviewing other web sites or materials. The links or materials are provided only as a convenience, and such inclusion of any link or materials does not imply endorsement by Victory Capital of the site or the contents of any materials.