To provide you flexibility, 10 investment portfolios are available ranging from very aggressive to very conservative. You can choose a fixed allocation option or elect an aged-based option.

Age-based plans (do it for me)

If you're a new investor or want a low maintenance option, consider an Age-Based Option. Based on the beneficiary's age, investments transition automatically from more aggressive equity portfolios in the child's early years to more conservative portfolios as the child approaches college age (18+).

 

Fixed allocation plans (do it myself)

If you prefer to select your own portfolios, choose from the Fixed Allocation Portfolios. Select one or more portfolios based on the investment mix you prefer. Note: The Preservation of Capital Portfolio is not included in the Age-Based Option. Refer to the USAA 529 Education Savings Plan Description and Participation Agreement for more details.

Both the Age-Based and Fixed Allocation Options use the portfolios below. 

 

Open a 529 account

Open an account

Portfolio options

View Plan Performance
- Aggressive Conservative +
Very Aggressive
Age 0-2

Seeks to maximize returns over time with long-term capital appreciation.

View Plan Performance
Created with Highcharts 8.2.2cash0%cash0%fixed income4%fixed income4%equities96%equities96%
View all
View Slider

Initial investment options

Get started today with a low initial investment. About 10 minutes is all you need. 

$50 initial investment

and automatic investments of at least $50 a month

or
$250 initial investment

with no required automatic investments

Serving with purpose

Every investor, regardless of investment size, is equally important to us and we’re here to guide you every step of the way. Call us today to talk with a live U.S.-based investment specialist and get investment guidance without the wait and at no additional cost you.

Contact Victory Capital

Consider the investment objectives, risks, charges and expenses of the USAA 529 Education Savings Plan (Plan) carefully before investing. Download a Plan Description and Participation Agreement (PDF)Opens a PDF in new window containing this and other information about the Plan from Victory Capital Services, Inc., Underwriter and Distributor. Read it carefully before investing.  You should compare the Plan with any 529 Plan offered by your home state or your beneficiary’s home state and consider, before investing, any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in the home state’s plan.  

The Plan is sponsored by the state of Nevada, acting through the Trustees of the College Savings Plans of Nevada. Interests in the Plan are municipal fund securities issued by the Nevada College Savings Trust Fund. Anyone may invest in the Plan and use proceeds to attend school in any state. Before investing, consider whether any 529 plan offered by your home state or your beneficiary's home state offers state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that may not be available through the Plan. If you withdraw money from the Plan for something other than qualified education expenses, you will owe federal income tax and may face a 10% federal tax penalty on earnings as well as state and local taxes. Consult a tax advisor.

State tax treatment of withdrawals used for i) expenses for tuition in connection with enrollment or attendance at an elemtentary or secondary public, private or religious school, ii) expenses related to apprenticeship programs, or iii) student loan repayments is determined by the state(s) where the taxpayer files state income tax.

There is a $10 annual fee that may be waived once you invest at least $50 per month through automatic investments or reach an account balance of $1,000. Additionally, there is a fee up to 0.12% paid to the State of Nevada Board for sponsoring the plan.

Victory Capital means Victory Capital Management Inc., the investment adviser of the USAA 529 Education Savings Plan (Plan). The Plan is distributed by Victory Capital Services, Inc., member FINRA, an affiliate of Victory Capital. Victory Capital and its affiliates are not affiliated with United Services Automobile Association or its affiliates. USAA and the USAA logos are registered trademarks and the Plan logo is a trademark of United Services Automobile Association and is being used by Victory Capital and its affiliates under license.