What investment services and advice can you provide me?
We offer the following investment services:
- the ability to buy and sell mutual funds, ETFs and a 529 education savings plan managed or advised by one of our affiliates (the “Proprietary Investment Products”) directly with the product sponsor;
- the ability to buy and sell equities, mutual funds and ETFs on our self-directed brokerage platform; and
- in limited circumstances, the ability to buy private funds managed or advised by one of our affiliates.
We provide recommendations to open, contribute, or consolidate assets in accounts offered by us or our Proprietary Investment Product sponsors. We also provide recommendations for investing in specific Proprietary Investment Products. We make our recommendations by considering your investment objectives, risk tolerance, and other relevant information. We do not make recommendations on third-party investment products. As a result, we may decline to make a recommendation to you.
We do not provide ongoing monitoring of your investments; however, you may request a recommendation for new or existing Proprietary Investment Products at any time via our contact center or online platform. In all cases, you make the ultimate decision regarding the purchase or sale of investments.
Additional details regarding the Proprietary Investment Products, including investment minimums, fees and expenses, investment objectives, and risks associated with each investment product can be found in each Proprietary Investment Product’s regulatory or offering documents. Additional details regarding our self-directed brokerage platform can be found in the Customer Account Agreement for Brokerage Accounts. These documents and other important resources are available at vcm.com or upon request.